Auto Financing in Daphne, Alabama

Buying a new car is exciting. Whether you find a brand-new vehicle or a pre-owned one, getting into something new is a thrilling experience. At Tameron Chrysler Dodge Jeep Ram Fiat, we are here to make the entire process go smoothly so you'll feel great about your purchase from start to finish, including the financing you need to get into it. 

The in-house financing department at Tameron Chrysler Dodge Jeep Ram Fiat has experienced and knowledgeable staff ready to help you. We are here to come up with financing solutions whether you are buying your first car or updating to a newer model. Here are some answers to your financing questions and how it all works.

What Are the Benefits of Financing With Tameron Chrysler Dodge Jeep Ram Fiat?

When it comes to buying a new or used car in Daphne, Alabama, and surrounding areas, there is no better place to go than Tameron Chrysler Dodge Jeep Ram Fiat. The quality of service you get doesn't stop with our sales department; it continues throughout the whole process, including financing. Our financing professionals are knowledgeable and the best in the business at finding you financing options that fit your needs and budget. There are many benefits to using in-house financing with our dealership, including:

  • A faster, streamlined process that helps you get into the car or truck you want at a rate you feel comfortable with.
  • The potential for special promotional rates that bank loans can't offer.
  • The ability to use your trade-in to reduce the amount of your loan or out-of-pocket down payment.
  • More flexibility when it comes to the terms and conditions of the loan
  • Connections with local lenders that may help you get a lower interest rate

What Factors Affect My Credit?

At Tameron Chrysler Dodge Jeep Ram Fiat, we can help you find a loan no matter what type of credit you have. Whether you've never missed a payment, have a few bumps in your credit history, or need to rebuild or even start a credit history, we have lenders we work with that will help you get the best rate possible. 

It's important to understand what factors can affect your financing. Some of the top things to consider before getting started are:

  • Your credit score.
  • The credit score of any co-signers.
  • The value of your trade-in and any money you plan to add as a down payment.
  • The length of the loan.
  • The debt-to-income ratio of all parties signing for the loan.

How Does the Financing Process Work?

The in-house financing department at Tameron Chrysler Dodge Jeep Ram Fiat provides buyers with a quick and easy process to get the funding they need whether they want to purchase a new or used car. 

The first step is to fill out the online application. This simple form provides the basic information our finance professionals need to get started with assessing your options and researching the best terms available for you. The online form asks you for:

  • Personal information, including name, contact information, and date of birth.
  • Information about your existing mortgage or rent.
  • Employment information, including current income and employer.
  • Information about the vehicle you want to purchase and the size of the loan you'll need to finance it.

Online Finance Tools

We want to make it as straightforward and easy as possible for you to get into your new vehicle. In addition to the preapproval application available on our website, we have tools that allow you to value your car if you have a trade-in, and even get an instant cash offer. Trading in your current vehicle and getting the cash can help reduce the size of the loan you'll need, or give you some extra cash in your pocket. 

The online instant cash offer tool is easy to use. All you need to do is put in the information about the vehicle, and the system will then generate an offer for you. You can print the offer and bring it with you when you come into the dealership. The service center will quickly inspect the vehicle to confirm the condition and the mileage and then confirm the offer. 

Financing your new car with Tameron Chrysler Dodge Jeep Ram Fiat is the best way to streamline the entire process. Once you get your preapproval started and value your current vehicle, we will take care of all the paperwork. When you get to the dealership with your trade-in, you can enjoy the shopping experience while we work hard behind the scenes to put everything together for you. 

What Should I Do To Prepare for Car Financing?

Our sales and financing staff are here to help you throughout the entire process, but you can also do some things to prepare before you get started. Just taking a few steps to get ready for financing will help the process and might even help you get a better deal. Before you head to our dealership and start talking to one of the Tameron staff members:

Check Your Credit Score

Since your credit score is the most important piece to your loan, it's important to know where you stand. If you have some issues with your credit report, take some steps to improve it. If you need a vehicle right away, we will work with you to find the best possible rate, but if you have some time, do what you can to improve your credit.

Determine Your Budget

It is important to know what you have to work with for a budget before starting the process of buying your next car. Take a look at your monthly income and make sure you know all your expenses. Once you have this information, you can determine what you can afford each month for a car payment. 

Find Your Financing Solution

Here at Tameron Chrysler Dodge Jeep Ram Fiat, we do everything we can to make buying and financing a new car as easy and enjoyable as possible. Get in touch with us by phone or stop by the dealership to see what we have to offer.